We offer medical tourism travel insurance plans to provide travel cancellation for the frequent traveler abroad. We offer worldwide coverage except travel to the Islamic Republic of Iran and the Syrian Arab Republic.
Humans are usually involved in various activities for various reasons. Some of these activities include singing, dancing, reading etc. These activities form part of man’s existence as man perform these activities daily in the society. Another activity that man is into is travelling. People travel for different reasons. They get to see new things, places and people. Travelling gives one the platform to learn about new things, the way of life of other people, get to see things and experience life in another dimension. Travelling also serves as a means for one to relax and have fun with friends and family. However, various things could occur while one is travelling or has travelled. In most cases, these occurrences are unforeseen and unexpected. To ensure that one is protected during such occurrences, it is advisable for one to purchase travel insurance.
Travel insurance is an insurance that covers the medical expenses, lost luggage, trip cancellation, flight accident and other losses that could be experienced while one is travelling within and outside the country. Travel insurance covers various unforeseen occurrences such as lost baggage, travel emergencies, medical coverage abroad, travel cancellation etc.
Travel cancellation is one of the occurrences that are covered by travel insurance. Travel cancellation insurance basically pays a certain amount of money to a person when his tip is cancelled or cut short as a result of certain reasons that are stated in the policy. Furthermore, the travel provider may also refund one when he cancels and inclusive package. However, this is subject to the terms and agreement of the insurance plan.
Insurance on Travel Cancellation
There are various certain circumstances where insurance on travel cancellation will cover a cancelled trip. The most important circumstance is that there must be an unforeseen circumstance that led to the inability to take the trip. There are also other circumstances such as illness, being called for jury service, injury etc. These circumstances have to be backed up by evidence. For example, as long s one didn’t know of the jury service at the time he was booking his flight, travel insurance would cover the cancellation of the trip. Illness of a close relative may also be a valid reason for travel insurance to cover a cancelled trip, depending on details of the insurance agreement. Other valid circumstances include accident en route, flood or fire at one’s premises, hijacking, natural disasters etc. Every circumstance is to be proved or backed with evidence to ensure that they are valid.
There are certain circumstances when insurance would cover a cancelled trip. Some of these circumstances include contractual obligation, self inflicted injuries, injury or sickness related to drug abuse, running out of money etc. Though illness of a close relative could be a valid reason, illness of grandparents, cousins, aunts and uncles might not regarded as valid reasons. In such situations, the travel insurance would not cover travel cancellation.
Basically, circumstances that would warrant a travel insurance to cover travel cancellation would be stated in the travel insurance agreement.
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