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Nowadays, it is hard to flag off the call to debt with all the cheap payday loan options available. If it’s not payday retail shops hassling you to increase your credit card limit, it is online lending sites popping up on your searches like a ghost waiting for you to get broke. Borrowing money has become as easy as a pie, and no one cares about your credit history or credit score. So how do you make sure that you borrow responsibly? Know your options An online loan may appear to be the...

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