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A person in between jobs or actively looking for employment is said to be unemployed. Unemployment status of the contrary effects on the economy and GDP of a country. Unemployment can be voluntary or and can affect a person’s physical and mental health. If a person has left a job for better employment or has been fired is said to be unemployed. Unemployment may be short term or seasonal or last a long time. It can be due to various reasons like better opportunities, off season time of the year, or outdated skills which cannot be utilized by the company any more.

Preventive techniques

Every employee is always afraid of losing the job for unwanted reasons as it disrupts family and financial life, making a person dependant on others and affecting their mental and physical health. Unemployment can create havoc in a person’s life and should be prevented. Here are few preventive measures to be taken to avoid being unemployed:

1. Always leave a job if you have another employment ready or alternate plan inaction to prevent money or income loss as well has mental disruptions.

2. Keep updating knowledge and various technical skills and learn to become a valuable asset to the company they would hate losing at any time of the year. Go for new skills training, conferences, workshops, exhibitions and always be on a hunt for knowledge and never let your skill set or knowledge become outdated.

3. Avoid seasonal jobs and look for long term job opportunities.

4. Keep your behavior in check and get reviews of working culture and ethics from peers and be receptive to criticism and flexible to change.

Effects of unemployment

Unemployment can affect the person’s private and social life, as well as affect the country. Unemployment rates should be kept in check in a country to avoid suffering high losses. An unemployed person will be affected mentally, as the pressure of the society or family can be a burden and lead to depression and behavioral changes in the person. It can cause people to be moody, irritated, depressed, lack energy or enthusiasm and be at home at all times and avoid public interactions. Studies have shown high rates of suicide are seen in unemployed people and can create havoc in their life. It can also affect the government and a country, as the costs of the government increase due to providing support to the unemployed and also as the can cause recession if not kept in control. As the spending power of the unemployed and also the working class increases due to high government costs, the economy gets disrupted, this in turn affects the GDP of a country.

Loans for unemployed

Short term, lower return loads are provided to the unemployed person to help them through unemployment and get through everyday life. The short term loan reduces fees as compared to a larger and longer loan. It can be easily repaid once the person is employed again. The reduced fee helps the person survive well and reduce mental damage as they can still get enough money to sail through and get employed easily and faster.


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